Terms & Conditions

SMS Terms

Terms and Conditions for Receiving SMS Messages

By opting to receive SMS messages from Tradewinds Financing LLC, you agree to the following terms and conditions:

Consent to Receive Messages:By providing your mobile phone number and opting in to receive SMS messages from Tradewinds Financing LLC, you explicitly consent to receive informational and promotional text messages.Frequency of Messages:You acknowledge and agree that the frequency of messages may vary and is at the discretion of Tradewinds Financing LLC. You may receive recurring messages, including but not limited to promotional offers, updates, and important alerts.Message and Data Rates:Standard messaging and data rates may apply. Contact your mobile carrier for information on messaging and data rates that may be charged for receiving SMS messages. Tradewinds Financing LLC is not responsible for any charges incurred by you.Opt-Out Option:You have the right to opt-out of receiving SMS messages at any time. To stop receiving messages, reply "STOP" to the received message. You will then receive a confirmation message indicating that you have been unsubscribed from the service.Help/Support:For help or support regarding SMS messages, reply "HELP" to the received message. You may also contact Tradewinds Financing LLC customer support at [Customer Support Contact Information].Privacy Policy:Your personal information, including your mobile phone number, will be handled in accordance with Tradewinds Financing LLC's Privacy Policy. For details, please refer to the Privacy Policy available on the Tradewinds Financing LLC website.Message Content:SMS messages may include promotional content, product updates, and other information related to Tradewinds Financing LLC. Tradewinds Financing LLC reserves the right to modify or terminate the SMS messaging service at any time without notice.User Responsibilities:You are responsible for maintaining the accuracy and security of the information provided, including your mobile phone number. Tradewinds Financing LLC is not responsible for any consequences resulting from inaccurate or outdated information.Changes to Terms:Tradewinds Financing LLC reserves the right to update or modify these terms and conditions at any time. It is your responsibility to review these terms periodically. Continued use of the SMS messaging service after changes constitutes acceptance of the revised terms.Governing Law:These terms and conditions are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from or related to these terms and conditions will be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

By opting to receive SMS messages from Tradewinds Financing LLC, you acknowledge that you have read, understood, and agreed to these terms and conditions.

Email Terms

Terms and Conditions for Email Campaigns

By participating in or subscribing to email campaigns conducted by Tradewinds Financing LLC, you agree to the following terms and conditions:

Subscription and Consent:By providing your email address and subscribing to our email campaigns, you explicitly consent to receive promotional and informational emails from Tradewinds Financing LLC.Email Content:Email campaigns may include, but are not limited to, newsletters, promotional offers, product updates, event invitations, and other relevant content related to Tradewinds Financing LLC.Frequency of Emails:The frequency of emails may vary and is at the discretion of Tradewinds Financing LLC. Subscribers may receive regular updates and announcements.Opt-Out Option:You have the right to opt-out of email campaigns at any time. Unsubscribe links are provided in each email for your convenience. You may also contact us at [Contact Email or Phone Number] to unsubscribe.Privacy Policy:Your personal information, including your email address, will be handled in accordance with Tradewinds Financing LLC's Privacy Policy. For details, please refer to the Privacy Policy available on the Tradewinds Financing LLC website.Data Security:Tradewinds Financing LLC takes reasonable measures to secure your information. However, we cannot guarantee the security of transmitted data over the internet. By subscribing to our email campaigns, you acknowledge the inherent risks and release Tradewinds Financing LLC from any liability related to data security breaches.User Responsibilities:You are responsible for maintaining the accuracy of the information provided during subscription, including your email address. Tradewinds Financing LLC is not responsible for any consequences resulting from inaccurate or outdated information.Third-Party Services:Our email campaigns may contain links to third-party websites or services. Tradewinds Financing LLC is not responsible for the content or practices of these third-party sites. Your interaction with such sites is subject to their terms and conditions.Changes to Terms:Tradewinds Financing LLC reserves the right to update or modify these terms and conditions at any time. Notification of changes will be provided through email or on the Tradewinds Financing LLC website. Continued participation in email campaigns after changes constitute acceptance of the revised terms.Governing Law:These terms and conditions are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from or related to these terms and conditions will be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

By subscribing to email campaigns from Tradewinds Financing LLC, you acknowledge that you have read, understood, and agreed to these terms and conditions.

Phone Call Terms

Terms and Conditions for Receiving Phone Calls

By providing your contact number and accepting phone calls from Tradewinds Financing LLC or its representatives, you agree to the following terms and conditions:

Consent to Receive Calls:By providing your phone number and accepting calls from Tradewinds Financing LLC, you explicitly consent to receive informational and promotional phone calls.Purpose of Calls:Phone calls may be made for various purposes, including but not limited to customer service inquiries, account-related information, promotional offers, and surveys.Caller Identification:Calls from Tradewinds Financing LLC will be identifiable through caller ID, and our representatives will clearly state the purpose of the call at the beginning of the conversation.Opt-Out Option:You have the right to opt-out of receiving phone calls at any time. To opt-out, please inform the caller during the conversation or contact Tradewinds Financing LLC at [Customer Support Contact Information].Privacy Policy:Your personal information, including your phone number, will be handled in accordance with Tradewinds Financing LLC's Privacy Policy. For details, please refer to the Privacy Policy available on the Tradewinds Financing LLC website.Call Recording:Calls with Tradewinds Financing LLC representatives may be recorded for quality assurance and training purposes. You will be notified if the call is being recorded.Caller Responsibilities:Tradewinds Financing LLC representatives will treat you with respect and courtesy. In turn, you are expected to engage in respectful and appropriate communication during phone calls.Unreachable Numbers:If your phone number becomes unreachable or is no longer valid, it is your responsibility to update Tradewinds Financing LLC with the correct information to ensure proper communication.Changes to Terms:Tradewinds Financing LLC reserves the right to update or modify these terms and conditions at any time. Notification of changes may be provided through phone calls or other communication channels. Continued acceptance of phone calls after changes constitute acceptance of the revised terms.Governing Law:These terms and conditions are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from or related to these terms and conditions will be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

By accepting phone calls from Tradewinds Financing LLC, you acknowledge that you have read, understood, and agreed to these terms and conditions.

Credit Disclosure

Credit Disclosure Statement for Online Credit Application

This Credit Disclosure Statement is provided by Tradewinds Financing LLC to inform you about the use and handling of your credit information in connection with your online credit application.

1. Purpose of Credit Information:


By submitting an online credit application with Tradewinds Financing LLC, you acknowledge and agree that we may use the information provided to obtain and review your credit history, credit score, and other relevant financial information for the purpose of evaluating your creditworthiness.

2. Information Collected:


The information collected may include, but is not limited to, your name, address, date of birth, social security number, employment information, income details, and other financial information necessary for the credit evaluation process.

3. Credit Reporting Agencies:


Tradewinds Financing LLC may obtain your credit report from one or more credit reporting agencies (CRAs). The information obtained from the CRAs may be used to assess your creditworthiness and make a decision regarding your credit application.

4. Impact on Credit Score:


The act of submitting a credit application may have an impact on your credit score. By submitting an application, you understand and accept that this action may result in a "hard inquiry" on your credit report.

5. Authorization:


By submitting the online credit application, you authorize Tradewinds Financing LLC to obtain, use, and share your credit information with third parties as necessary for the purpose of evaluating your credit application. This authorization extends to obtaining subsequent credit reports for the purposes of updates, renewals, extensions, or reviews.

6. Information Security:


Tradewinds Financing LLC takes reasonable measures to secure your personal and credit information. However, no data transmission over the internet can be guaranteed as 100% secure. By submitting your online credit application, you acknowledge the inherent risks and release Tradewinds Financing LLC from any liability related to data security breaches.

7. Use of Information:


The credit information obtained will be used solely for the purpose of evaluating your credit application and determining your eligibility for the requested credit product.

8. Non-Discrimination:


Tradewinds Financing LLC adheres to all applicable laws and regulations, including those that prohibit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected status.

9. Communication:


By submitting your online credit application, you agree that Tradewinds Financing LLC may contact you via the provided contact information, including email and phone, for matters related to your credit application.

10. Changes to Terms:


Tradewinds Financing LLC reserves the right to update or modify this Credit Disclosure Statement at any time. Notification of changes will be provided through electronic communication or on the Tradewinds Financing LLC website.

By submitting your online credit application, you acknowledge that you have read, understood, and agreed to the terms outlined in this Credit Disclosure Statement.